Monday, October 31, 2011

The Facts about Car Transport Insurance

Modern car insurance can be customized to cover your vehicle during the delivery process. It is important to remember that you are entrusting your vehicle with the transport company, and problems may arise. Go through all of your Car Transport companies' paperwork and verify that you will not be responsible for any damage that takes place in transit.

In general, well-recognized transport companies will have sufficient insurance to pay for any damage that is picked up en route. As with any type of insurance, auto transport insurance has plenty of caveats. This is a finicky aspect of auto transport, so below are a few useful tips to bear in mind.

Before deciding which vehicle transport company to hire, ask your list of potential companies for a certificate of insurance. A good litmus test for the quality of the potential transport company is to ask them for this certificate, as it is a legal requirement. Asking about the extent of coverage, which parts of the vehicle will be covered, and the possibility of you having to pay a deductible is a valuable exercise.

The promises that the company gives must be verified and documented. When you need specific information, contact your agent. For instance, you may ask if the coverage is the same while in transit or if you have to give them notification.

Don't forget to take your stuff out of the car before handing over your keys. Such a simple action can save you money, as insurance will not cover the loss or damage of items inside the car. The habit of cleaning your vehicle before shipping will also help reduce exhaust damage and interior scratches.

Once again, damage of this nature will not be covered by company insurance. Below are further guidelines for preparing your car for such a trip. A company inspector will examine your car for any signs of damage as soon as you drop it off.

During car examination, make sure to be there. A useful tip is to take a photograph of your car before it is transported, in case damage is incurred. To make sure that no damage was recorded while the car was being transported, it will once again be inspected upon arrival.

Document any new damage that has been inflicted on your vehicle during its journey on the condition report. Turn your car on - this is a crucial diagnostic of mechanical soundness. Take your camera with you just in case there is damage to be documented.

If something has happened to your vehicle it is absolutely paramount that you make a note on the Bill of Lading. The Bill of Lading must be counter-signed by the driver, after which you should contact your transport company. You should use a flashlight or similar light in order to thoroughly inspect your car at night.

Good transport companies pride themselves on excellent customer support. The majority of business conforms to a set standard of professionalism. If you are unhappy with your treatment, file a formal complaint. If you put in the necessary effort, car transport insurance becomes fairly easy to negotiate.